I was reading an article in Fortune Small Business about companies dealing with this recession.  Did you know that anyone you have terms with, Net 30 or Net 90, may give you a discount for payment at time of order.  This is HUGE for you as a business owner.  Think about it.  You have credit [...]

With the times changing as quickly as they are, businesses are being asked to shoulder more of the burden of new expenses, like unemployment increases, health insurance, and all the while customers are becoming more and more hesitant to spend money, because they are worried about loosing their job, taking a pay cut, etc.  So where does that put [...]

If there was any indication that we are in a new economy, all you had to do was turn on last nights superbowl.  From the limited about of commercial interruption, it was pretty plain to everyone that the money is just not there…..for MOST companies.  That does not mean all, just most.  Because we are [...]

An important question it is never too early to think about…Now that the year end is closing in on you, how are you going to pay for your taxes? A study of businesses shows that most are worried they wont have the funds on hand to pay the bill, will this be you?
I know [...]

If you are looking for a business credit card, and particularly if you have had difficulty getting your first business credit card, the following tips can help you get a great business credit card that you can use to grow your business and take care of your business expenses when cash flow is tight.
Business credit [...]

Merchant cash advances have gotten a lot of coverage in the business press lately, with many experts on credit disparaging the practice and many merchants talking about how MCAs helped them get through difficult times—while many other merchants talk about getting taken to the cleaners. It can be a confusing topic, and understanding what merchant [...]

One of the most important things your small business can have is credit. You need access to funds for operating expenses and equipment, and business credit, including trade credit and business credit cards, will help you build a good credit profile.
The best way to start your business credit profile is to get a business credit [...]

If your business is growing quickly, you will inevitably need access to funds, and that often means securing business credit. Whether you need a line of credit from a merchant, a business credit card or a commercial loan, you will need a good business credit profile to get the credit you need for your business. [...]

If you’ve applied for business credit, you may be having trouble getting the capital you need without a personal guarantee. Of course, you do not want your business credit on your personal credit profile, because this will wreck your debt-to-income ratio, and your personal credit score will take a very rapid nosedive. What’s the solution?
Get [...]

If you are like me, you are watching the financial crisis and wondering what is going to happen next, and how your business is going to survive. Just think about what has happened recently.
The failure of major banks, the fire sale of WaMu, and now Wachovia is looking for someone to purchase them. [...]